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Government Service Insurance System president and general manager Jose Arnulfo Veloso (right) and M. Lhuillier president and chief executive Michael Lhuillier sign a memorandum of agreement that will further expand the loan payment solutions for GSIS members and pensioners to 5,600 collection sites. M. Lhuillier is one of the biggest nonbank financial services network with a total of 2,576 branches all over the country.