FinScore, the leading provider of alternative credit scoring solutions in the Philippines, is proud to announce the appointment of Angel Dimitrov as its new Chief Operating Officer (COO) and Country Manager. With a strong background in FinTech, Data Analytics, Credit Risk Assessment, and Fraud Prevention, Angel is set to drive FinScore’s continued growth and innovation in the industry.
A Proven Leader in Data-Driven Credit Scoring
Dimitrov brings over a decade of experience in risk assessment, fraud prevention, and data-driven lending. He has played key leadership roles at Cash Credit and Experian, where he led the development of credit facility launches, bespoke scoring models, and underwriting strategies across multiple markets, including South Africa, Cameroon, Nigeria, and the Philippines.
As a founding member of FinScore in 2018, Dimitrov has been instrumental in shaping the company’s data science and product strategies. Leading the Data Science and Product teams, he spearheaded the evolution of FinScore’s alternative credit scoring models, ensuring their effectiveness in assessing underbanked populations.
Now stepping into the role of COO and Country Manager, Dimitrov will oversee the company’s strategic direction, drive product innovation, and expand partnerships with financial institutions to further financial inclusion in the country. He will continue to lead the development of data-powered solutions that enhance risk mitigation and smarter lending decisions.
Introducing CrediView: Transforming Credit Decision-Making
Under Dimitrov’s leadership, FinScore is relaunching CrediView, an innovative business intelligence and credit insights platform designed to empower lenders with comprehensive borrower data. CrediView is a powerful business intelligence and credit insights platform designed to provide lenders with an extra layer of risk assessment. By leveraging Telco Scoring inquiries from over 30+ lenders in the Philippine market, CrediView offers data-driven Flags that enhance loan decision-making.
“With CrediView, lenders can extend credit to more unbanked applicants while effectively reducing default rates,” explained Dimitrov. “By collecting, analyzing, and transforming data from member contributors, CrediView equips financial institutions with actionable intelligence to optimize loan approvals and mitigate risks.
Pioneering the Future of Alternative Credit Scoring
With Dimitrov at the helm, FinScore will continue to expand its suite of AI-powered credit risk assessment tools, helping banks, lenders, and financial institutions make more informed lending decisions. His leadership marks a new era of growth for FinScore as it strengthens its position as the leading alternative credit scoring provider in the Philippines.For more information about FinScore, visit www.finscore.ph or e-mail info@finscore.ph