It has been several weeks since the Enhanced Community Quarantine was announced for Metro Manila and the rest of Luzon, and just recently we were informed of its extension until the end of April. Many companies were quick to adapt to a work-from-home arrangement for their people to ensure their safety and to help in preventing the spread of COVID-19 in the country.
Authorities have likewise compelled the public to stay indoors as much as possible.
The sudden shift from an upwardly mobile lifestyle to one that is more restrained may have adverse effects on some. Which is why BPI-Philam recommends maintaining a good balance between work and play, ensuring you stay healthy and productive while working from home, and with some health and life insurance coverage. Here are some helpful tips that you can follow:
- Eat and drink healthy. Eat nutritious meals and take vitamins before you start working to help boost your energy. Stock up on nutritious snacks. You may also want to try some fruit and vegetable juices to strengthen your immune system.
- Take a break. Working from home can also be overwhelming. Leave your seat to get some fresh air from time to time. We also want to avoid burnout, so try to squeeze in some activities in between, like watering your plants or cleaning up your desk.
- Follow a schedule. Since there is that feeling that working from home is like working 24 hours a day, set a schedule and make sure your work gets done in a span of eight to nine hours, following your usual working hours. Refrain from working 24/7 to keep your mental health. It will also be helpful to set some boundaries with clients and co-workers.
- Stay insured. The COVID-19 pandemic has disrupted several – if not all – aspects of our lives, including our plans for ourselves and our family. During this time of uncertainty, one of the best things to do is to secure your future. Choose a health and life insurance plan that suits your needs so you can protect your loved ones from unexpected setbacks.
“While many of us have shifted to working from home, we often feel overwhelmed with all the news about COVID-19. That is completely understandable but one of the best decisions we can make during this time is to prepare for the future through insurance,” said BPI-Philam Chief Executive Officer Surendra Menon.
Be prepared
Why is there a need for health and life insurance? “The cost of medicine, laboratory tests, and medical procedures are not immune from price increases, and it is even increasing at a faster rate than inflation. That’s why it is important to have a source of funds in case an unexpected medical emergency happens,” explained Menon.
BPI-Philam, for example, is offering Critical Care 100, a comprehensive health and life insurance plan that gives one-lifetime health protection from up to 100 critical illnesses until age 100.
To understand how one will benefit from this, BPI-Philam breaks down its features:
- Critical Illness Coverage until Age 100. Receive a cash benefit to help you recover from any of the covered illnesses.
- Life Insurance Coverage. Protect your family with a life insurance benefit should anything happen to you.
- Protection Boost. Add more benefits to your plan for a more comprehensive coverage.
- Cancer Booster. Receive an additional cash benefit should you get diagnosed with any of the covered gender-specific cancers (e.g., breast cancer, prostate cancer).
- Recovery Benefit. Get a recovery income that’s payable for five years after a diagnosis of a critical illness.
- Payor’s Benefit for Death and Disability. If you get a plan for your child, you don’t have to pay for the remaining premiums should anything happen to you or if you get totally and permanently disabled before 60 or before the child turns 25.
“These simple health and productivity tips, including insurance, can help any Filipino become more secure. Getting insurance is still possible since companies like BPI-Philam now offer online consultation,” said Menon.
“We just have to adapt to what appears to be our new normal. If we’re practical and foresighted enough, we can adequately prepare for our future and our family’s well-being,” Menon added.
BPI-Philam is a strategic alliance between two leading financial companies in the Philippines – the Philippine American Life and General Insurance Company (Philam Life) and Bank of the Philippine Islands (BPI). BPI-Philam is committed to create easily accessible solutions that help Filipinos live healthier, longer, and better lives.