China Banking Corp. is setting a new benchmark for affordability with its HomePlus Bundle Promo, featuring a 6.25-percent annual interest rate fixed for five years.
It said the rate is the lowest in the market, providing Filipinos with an opportunity to lock in significant savings during a period of fluctuating interest rates.
The bank is offering the market-leading rate alongside a waiver of up to P50,000 in bank fees, making the HomePus Bundle a cost-effective entry point into homeownership.
The impact is substantial when compared to competitor offers, which typically hover around 6.50 percent or higher. A borrower taking out a P5,000,000 loan over 15 years could save over P90,000.
To qualify for the HomePlus Bundle, applicants should apply for a minimum loan of P1,000,000 and integrate protection products into their plan, including a Chinabank credit card, mortgage redemption insurance and property or fire insurance.
The bundled approach is designed to ensure that as borrowers enjoy the lowest rate in the country, they also benefit from a holistic banking relationship. The limited-time offer is open for new loan applications with complete documentation received from Feb. 2 until March 31, 2026.
