Wednesday, May 20, 2026
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The savvy spender’s guide: making the most of your Metrobank card this festive season

We’re already walking in December—have you gotten started on your holiday shopping? If you’re as excited about Christmas like we are, you should almost be done preparing your list for gifts, planning those much-awaited family celebrations, and maybe even booking a year-end getaway.

As a wise and smart spender, you love finding the absolute best value in every transaction. You know that spending is inevitable this season, but what if you could turn those holiday expenses into incredible rewards?

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You’re in luck, because that’s exactly what Metrobank is offering! The Bank is officially bringing back the Have a Merry Million promo for its second and even merrier year. This promo is designed for smart shoppers like you, encouraging you to maximize every swipe of your Metrobank credit card and turn your necessary holiday purchases into a rewarding experience.

Swipe Your Way

to P1 Million

From today until January 15, 2026, Metrobank is giving you two incredible ways to get cashback rewards and make the most of your credit card.

For every PHP2,000 straight transaction you make with your Metrobank credit card, you earn one raffle entry for the chance to win the grand prize of P1,000,000 in cashback.

Three is a lucky number

If you want to seriously boost your odds, you’ll have to know where to focus as a smart shopper. You can earn three times the raffle entries for every P2,000 spent in the high-traffic holiday categories of groceries and supermarkets, restaurants, boutiques and department stores, gas stations, and of course, bills payment using your Metrobank App.

This means your routine trips and essential holiday spending now become tickets to a truly merry million in your bank account!

Then the perks don’t stop with the raffle. You can also snag guaranteed cashback rewards simply by reaching certain accumulated spend thresholds during the promo period: P1,000 cashback when you reach a total spend of P50,000 and P3,000 cashback for a total of P120,000 accumulated spend.

Don’t forget: to qualify for both these rewarding opportunities, the principal Metrobank credit cardholder must register their mobile number on the Metrobank promos website. A simple SMS confirmation is all it takes to start turning your expenses into raffle entries.

It’s that simple! By using your Metrobank card for all your holiday shopping, you’re ensuring those funds come right back to you. If you’re already gearing up for your annual holiday spend, make it a smart spend—use your Metrobank credit card and celebrate the new year with a truly Merry Million!

To learn more and apply for a Metrobank credit card, visit your nearest Metrobank branch or head to https://www.metrobank.com.ph/cards/credit-cards.

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