Visa, a global leader in digital payments, is enhancing economic growth, tourism, and financial inclusion in the Philippines with the introduction of automated, contactless fare collection systems across the Metro Rail Transit Line 3 (MRT-3).
This modernization initiative, in partnership with the Department of Transportation (DOTr) and industry collaborators, marks Visa’s third major transit project in the country and will benefit over 350,000 daily commuters.
With digital infrastructure now in place at all 13 MRT-3 stations, commuters can enjoy faster, more secure journeys using Visa cards, QR codes, and NFC-enabled devices. According to the Visa Economic Empowerment Institute, open-loop, contactless systems in public transit could potentially boost ridership by up to 10 percent. This upgrade streamlines passenger flow, reduces wait times, and supports economic activity by making urban mobility more accessible.
“Modern, seamless payment systems are essential for vibrant urban economies. Upgrading fare collection not only improves commuter experiences but also attracts investment and productivity by making Metro Manila more connected and efficient,” Jeffrey Navarro, Visa’s country manager for the Philippines said.
The shift to contactless, interoperable payments aligns the Philippines with the world’s most advanced urban centers. According to the Visa Global Urban Mobility Survey, 58 percent of commuters in Asia Pacific want to use a single payment method for all modes of transportation, while 96% already expect contactless payments to be available for public transit.
By meeting these global standards, the MRT-3’s new fare collection system positions Metro Manila alongside Tokyo, Singapore, Bangkok, and other leading cities worldwide in terms of convenience, innovation, and commuter experience.
This initiative is part of Visa’s broader commitment to advancing digital and financial inclusion in the Philippines. By enabling commuters to use their cards and smartphones – tools already familiar to many–Visa is bridging the gap for unbanked and underbanked Filipinos and expanding access to digital financial services.
“Digitization in public transport doesn’t just make commuting easier; it opens doors to financial empowerment for millions of Filipinos. Inclusive mobility solutions ensure everyone, regardless of background, can participate in our growing digital economy,” Navarro added.
The MRT-3 upgrade follows Visa’s successful cashless transit projects in Cebu, Mandaue and Bacolod , where over 1.4 million residents and visitors benefit from contactless payments in modern jeepneys.
With more than 870 tap-to-ride transit projects globally, Visa continues to deliver innovative mobility solutions that advance economic development, support inclusive growth, and position the Philippines as a global leader in smart, sustainable urban infrastructure.
