BDO Unibank Inc. senior vice president and head of remittance distribution Genie Gloria (center) leads the SM-BDO collaboration to reach out to millions of overseas Filipinos and enable them to send their money to their beneficiaries in the Philippines in a safe and secure manner. Recipients can go to BDO branches inside SM malls to open a Kabayan savings account or withdraw their remittances using any ATM. With Gloria during the SM-BDO Pamaskong Handog to Filipino OFWs at SM Mall of Asia Music Hall are BDO vice president for business administration and support Rosemarie Valdez (left) and senior vice president for development Ferdinand Bacungan (right), along with Filipina OFWs.