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Home Credit: The approachable one-stop shop for your financial needs

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In these trying times, people need someone they can rely on and easily approach for their new financial needs. With the goal of providing fast, convenient and affordable financing to Filipinos—along with its innovations and extensive network of partner stores and merchants—Home Credit has easily made its mark to Filipinos as a well-loved financial partner that’s reliable and approachable, especially during the new normal. 

The country’s leading consumer finance company with nationwide store presence and rapidly growing mobile presence has grown to become a “madaling lapitan” or easy to approach one-stop shop for all financial needs—regardless of the type of customer.

For the online learners and work from home warriors 

Need to upgrade your gadgets—maybe a new laptop, tablet, or smartphone—without having to break the bank? Home Credit provides more affordable and lighter monthly payment options for remote workers and students through its 0% interest installments plans, especially during these trying times.  This is offered for a wide range of gadgets essential for studying or working effectively from home as well as for appliances and other commodities. To apply, all you need to do is present 2 valid IDs to any partner store or start an application via the My Home Credit app.

For those who need financial support for big necessities and emergencies

Managing finances during uncertain times can be very challenging. On top of the daily expenses, there are also tuition fees, house renovations, and funds for emergency expenses that usually takes months or years to prepare for. But don’t be disheartened—Home Credit’s cash loan will help ease your financial burden. Existing Home Credit customers with good financial records can be eligible to apply for a cash loan and get approved for as much as Php 150,000. 

Upon receiving a cash loan offer, you can choose whether to apply via the My Home Credit App, our telesales operator, or any Home Credit partner store. Just present your 2 valid IDs and wait for your loan decision in as fast as 1 minute. Disbursement or release of your cash only takes 1 minute, too. Now, budgeting for big necessities and emergencies doesn’t seem so impossible anymore!  

For customers who want daily expenses to be rewarding

Loyal customers deserve only the best financialpartner they can count on in times of need. Whether it’s for groceries, household needs, and other necessities, your Home Credit Card diskarte partner has got you covered. Apply for a new gadget or appliance loan to get the Home Credit Card offer—now with a low monthly interest rate of 2%. Once approved, you can enjoy shopping at your favorite stores, earn 1% rebate for every purchase, and get a 5% discount with no convenience fee when buying load and paying bills. It is also QR-enabled—meaning you don’t need to bring your cards or wallets when making purchases at select stores! 

For those who are navigating the new normal 

While the My Home Credit App is a very convenient and safe way to apply for Home Credit loans, the app offers so much more. With the My Home Credit App, customers now have access to a variety of financial products and services at their fingertips. Among these is Home Credit Pay, which allows Home Credit Card users to make purchases and transactions via QR code, settle their bills payments, and pay for their Home Credit loans online anytime, anywhere. 

Endless shopping deals and rewarding discounts can also be discovered in the My Home Credit App. With Smile Rewards, anyone with the app—even those with no prior or current loan with Home Credit—can enjoy up to 50% discounts at over 15,000 Home Credit partner merchants. On the other hand, there is also the Home Credit Marketplace where you can conveniently shop for big-ticket items at participating partner stores nationwide—all while staying at the safety and comfort of your homes. 

So, whether you’re a first-time borrower who wants to apply for a Home Credit loan or an existing customer who wants easier and safer payment and shopping options, Home Credit has the perfect product or service for you.

“More than just providing loans, we also want to be a meaningful partner to customers by being there for them in every step of their journey,” says Home Credit Philippines’ Chief Marketing Officer Sheila Paul. 

Exciting promos for the holidays

This holiday season, Home Credit continues to provide its customers with a meaningful gift shopping experience through its ongoing deals and promos. 

Starting November 28 until December 31, 2020, 500 lucky winners every week will win a P500 discount off their loan (one-time) thanks to Home Credit’s The Amazing 500 Raffle Promo.To qualify, just apply and get approved of a Home Credit loan with a minimum amount of P15,000 and above.

Customers can also get the best and latest gadgets and appliances with 0% interest installment from top mobile brands and retail partners nationwide, while cardholders can earn a raffle entry for every Home Credit Card transaction and be one of the potential 63 winners of rebate worth P100,000.

Stay updated on the exciting activities Home Credit has in store this holiday season by following the Home Credit Philippines official Facebook, Instagram, and Twitter pages.

For more information about Home Credit’s products and services, visit


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