Land Bank of the Philippines has launched a comprehensive financing initiative, the LIFTING MSMEs Lending Program, to provide micro, small, and medium enterprises (MSMEs) with accessible and flexible funding for growth and expansion. The program consolidates all existing MSME lending initiatives into a unified platform offering up to P50 million in loans.
LandBank president and chief executive Lynette Ortiz, together with Trade and Industry Secretary Ma. Cristina Roque, led the launch event on Dec. 9, 2025, in Manila, gathering over 200 MSMEs and representatives from the Department of Trade and Industry (DTI), Bangko Sentral ng Pilipinas (BSP) and Go Negosyo.
Ortiz cited the integrated approach, saying that the LIFTING MSMEs Lending Program “integrates all our existing lending initiatives into a cohesive platform. It streamlines processes, improves accessibility, and ensures that financing support is comprehensive, flexible and inclusive.”
Roque reaffirmed the government’s commitment to empowering these businesses, noting that their growth means more jobs.
“Whether you are a start-up making your first step, a growing enterprise expanding capacity or an established business ready to level up, the growth of these businesses means more jobs. These options matter because every business has a story to tell and every entrepreneur deserves a fair chance to grow,” she said.
The program is structured around three loan packages tailored to a business’s stage of growth:
The Start-Up Loan offers up to P500,000 in working capital for start-ups and microenterprises operating for less than a year.
The Step-Up Loan provides up to P5 million for expansion and stabilization to more established micro and small enterprises.
The Level-Up Loan grants up to P50 million to small and medium enterprises (SMEs) for strategic projects, technology adoption and enhanced competitiveness.
The program includes access to digital tools such as point-of-sale terminals and the LandBank Corporate Credit Card.
The initiative expands direct credit access to viable micro and small enterprises and is a direct response to Republic Act No. 11981, or the “Tatak Pinoy Act,” reinforcing LandBank’s commitment to financial inclusion and national development. The launch event also featured a session on financial health and wellness led by the BSP.
