Land Bank of the Philippines said Friday it processed P3.14 trillion in digital transactions in the first nine months of 2025, marking a 36-percent increase in value and a 27-percent rise in volume year-on-year. The bank said it recorded over 550 million transactions across its digital channels, underscoring the growing adoption of digital financial solutions among Filipinos nationwide.
LandBank said the growth is a key component of its strategy to expand financial access, particularly in geographically isolated and disadvantaged areas (GIDAs).
“Innovation, at its heart, must make people’s lives easier—more connected, more secure and more inclusive,” said LandBank executive vice president Leila Martin during her presentation at the Singapore FinTech Festival (SFF) 2025 on Nov. 13, 2025.
“LandBank’s digital transformation began with that principle. We modernized our systems not just to compete but to serve our people better,” she said.
The LandBank Mobile Banking App (MBA) was the primary driver of client adoption, accounting for the majority of the transaction volume with over 492.44 million transactions valued at P418.40 billion, with increases of 26 percent in volume and 38 percent in value.
Institutional clients leveraged the weAccess platform for significant gains, handling 32.85 million transactions valued at P1.29 trillion, which reflects increases of 69 percent and 37 percent from a year ago.
A major factor in the growth was the surge in ATM payroll transactions, totaling 26.95 million transactions worth P266.71 billion, positioning weAccess as a crucial payroll facility for public and private sector clients.
Government disbursements via the Electronic Modified Disbursement System (eMDS) reached P1.14 trillion across 3.63 million transactions, growing by 32 percent in volume and 40 percent in value.
iAccess, the online retail banking channel, facilitated 2.59 million transactions worth P11.89 billion.
The web-based payment platform, Link.BizPortal, processed 6.76 million transactions amounting to P12.27 billion, posting volume growth of 20 percent and value growth of 37 percent.
The LANDBANKasama Program, utilizing agent banking partners, recorded 2.38 million transactions valued at P11.68 billion, up 13 percent in volume and 14 percent in value, supporting the expansion of financial access in GIDAs.
The alternative tax payment facility, e-Tax Payment System (eTPS), facilitated 554,151 transactions worth P132.93 billion, representing 21 percent and 16 percent growth.
The new BIR VDS Portal, launched in partnership with the Bureau of Internal Revenue (BIR), generated P1.93 billion in transaction value in its first year.
The LandBank Bulk Credit System (LBCS) recorded 6.08 million transactions with a total value of P52.37 billion, increasing 7 percent in volume and 6 percent in value.
The LandBank Remittance System (LBRS) processed 650,203 transactions totaling P58.26 billion, an 11 percent increase in value.
LandBank said it continues to utilize digital innovation to meet customer needs and strengthen its role as the Philippines’ leading digital government and development bank.
