BPI AIA Life Assurance Corp. has introduced Prime USD, a US dollar-denominated life insurance plan designed to help Filipinos preserve and grow their wealth in a stable currency while securing life protection.
The new product launch comes amid sustained growth in US dollar deposits in the Philippines, which reached $60.67 billion as of end-June 2025, according to the Bangko Sentral ng Pilipinas.
Prime USD offers policyholders a guaranteed death benefit protection or maturity benefit periodic cash payouts and eligibility for non-guaranteed dividends.
The structure provides a disciplined way for customers to pursue long-term financial goals while ensuring their families remain financially secure in case of unforeseen events.
As a participating plan, Prime USD is designed to accumulate value over time, allowing customers the opportunity to grow their US dollar fund as their financial milestones evolve. The plan aims to preserve wealth protect loved ones and pass on a lasting legacy across generations.
BPI AIA chief executive Karen Custodia highlighted the product’s relevance for globally-minded Filipinos. “More Filipinos are now planning goals that involve foreign currency whether it’s saving for the future traveling or sending their child to school abroad,” Custodia said.
“Prime USD can help them gradually build funds in US dollars while making sure their loved ones stay protected. It’s a practical way to prepare for life’s bigger decisions,” she said.
With a minimum face amount of $6,500, the plan is available for a fixed payment period, offering a smooth application process and long-term coverage and benefits.
Prime USD is positioned as an alternative to a standard US dollar savings account, combining wealth preservation with financial protection.
The product is ideal for individuals and families preparing for life milestones that require significant US dollar funding such as education abroad international travel long-term wealth accumulation and legacy planning. The plan helps mitigate risks associated with currency fluctuations by linking wealth-building to life insurance.
