The Government Service Insurance System (GSIS) is now accepting applications for its emergency loan from active members and old-age and disability pensioners across the Philippines.
THE initiative follows President Ferdinand Marcos Jr.’s declaration of a nationwide state of calamity due to Typhoon Tino and is in anticipation of Typhoon Uwan.
GSIS president and general-manager Jose Arnulfo Veloso said the rapid financial relief is critical.
“As our kababayans reel from the wide devastation of Typhoon Tino and as we brace for more calamities due to La Niña, the rapid financial relief for our public sector workers and retirees becomes more critical. To support fast recovery and rebuilding, GSIS is supporting President Marcos’s goal to widen and expedite access to our emergency loans for those most affected,” Veloso said.
New applicants can borrow P20,000, while those with existing emergency loans can borrow up to P40,000. Existing balance will be deducted from the P40,000 to get a maximum net amount of P20,000.
Active members should meet several eligibility criteria. They should be in active service, not be on unpaid leave, have at least three months of paid premiums within the last six months, have no pending administrative or criminal cases, have no unpaid loans for more than six months and have a take-home pay of at least P5,000 after deductions.
Old-age and disability pensioners may apply if at least 25 percent of their basic monthly pension remains after the loan deduction.
The loan will be paid via salary or pension deductions in 36 equal monthly installments at six percent per annum. It includes a loan redemption insurance that pays the loan in full upon the borrower’s death, provided loan payments are current.
The application period runs from Nov. 7, 2025, to Feb. 7, 2026. Members and pensioners are encouraged to apply via the GSIS Touch mobile application for faster processing and disbursement.
