State-run Land Bank of the Philippines reported a 42 percent year-on-year jump in net income to P35.65 billion in the first three quarters of 2025, surpassing its full-year earnings of P35.36 billion in 2024, underscoring the bank’s robust financial performance.
Total assets expanded to a record P3.45 trillion, supported by growth in loan and investment portfolios, solidifying LandBank’s position as the country’s second-largest universal and commercial bank in terms of assets.
LandBank president and chief executive Lynette Ortiz attributed the strong performance to prudent management, operational efficiency and continued investments in digital innovation, affirming the bank’s commitment to driving inclusive growth and empowering the agriculture sector.
The bank’s loan portfolio reached a peak of P1.70 trillion, propelled by the higher volume of loans across all segments.
Deposits also rose to a new high of P3.07 trillion, demonstrating continued trust from both government and private sector depositors.
LandBank’s digital transformation accelerated, processing 550.73 million digital transactions valued at P3.14 trillion as of September 2025, representing a 51-percent increase in volume from the previous quarter.
The bank said that in line with its developmental mandate, its outstanding loans to agriculture, fisheries and rural development (AFRD) reached over P812 billion, accounting for over 47 percent of its total loan portfolio.
Through the flagship AGRISENSO Plus Lending Program, the bank has extended P1.95 billion in loans as of September 2025 to over 12,300 borrowers since its launch last year, most of whom are small farmers and fishers. The program has also trained a total of 25,296 small farmers and fishers through its capacity-building component.
LandBank’s nationwide network continued to expand with 10,582 touchpoints, including 609 branches, 60 lending centers, 3,244 automated teller machines (ATMs) and 1,091 LANDBANKasama partners, ensuring broad access to financial services.
Customers can also transact free of charge at over 3,800 7-Eleven ATMs nationwide through the bank’s partnership with Pito Axm Platform Inc. (PAPI).
 announced its Q3 2025 net income surged 42 percent to P35.65 billion, exceeding its full-year 2024 earnings and highlighting its strong financial momentum, record asset growth, and commitment to the agriculture sector.){kind=link}