Atome, a digital finance platform, has signed a P2.75-billion loan channeling partnership with Maya Bank to expand access to credit for Filipinos.
“We are deeply honored to partner with Maya Bank, a true trailblazer in digital banking,” said Christian Quiros, president and country general manager of Atome Philippines.
“Together, we are expanding access to responsible, risk-managed and transparent flexible payment options,” said Quiros.
Maya Bank will provide credit to qualified Filipinos as part of the initiative. The bank is part of the Maya ecosystem, which combines payments, savings, credit and deposits for both consumers and businesses.
“We are delighted to work with Atome in expanding credit access for more Filipinos,” said Angelo Madrid, president of Maya Bank.
“This collaboration leverages digital technology to bring fast, secure, and responsible financing into the hands of underserved customers,” said Madrid.
Atome, which began in Singapore in 2019, has expanded from an embedded financing provider to offering cards, lending, insurance and savings products.
It processed over $2 billion in gross merchandise volume (GMV) in 2024 and surpassed $4 billion in June 2025. In the Philippines, it has served over 4 million “Buy Now, Pay Later” customers.
Launched in 2022, Maya Bank is the digital banking arm of the Maya ecosystem, which includes the Maya all-in-one app, Maya Business and Maya Center.
It provides financial services such as savings, deposits, and credit to Filipino consumers and micro, small and medium-sized enterprises (MSMEs).
