Digital bank Maya has launched a new incentive program to support Filipino families who receive remittances from the Middle East by offering transaction rebates and mobile load cashbacks.
Maya said that from March 23 to April 10, 2026, users receiving funds from countries including Bahrain, Kuwait, Oman, Qatar, Saudi Arabia, the United Arab Emirates, Israel, Lebanon and Jordan can unlock exclusive benefits. This is designed to help households manage their budgets by reducing the costs associated with accessing and distributing international funds.
The Middle East is a critical financial corridor for the Philippines, housing about 2.4 million Filipinos according to Department of Foreign Affairs data. Preliminary figures from the Bangko Sentral ng Pilipinas show the region contributed over $6.4 billion in remittances in 2025.
“With many overseas Filipinos in the Middle East supporting their families back home, we aim to make it easier for households to access and make the most of these remittances by reducing everyday transaction costs,” Maya Group president and Maya Bank co-founder Shailesh Baidwan said.
Under the program, eligible users who activate the Maya XP feature will receive rebates of P18 per ATM withdrawal and P15 per InstaPay bank transfer. These amounts are credited directly back to user accounts on the same day the transaction is completed.
Participants can earn between 1 percent and 3 percent cashback on mobile load purchases. The specific cashback rate depends on the user’s Maya XP level, a feature that rewards customers with increasing benefits as they engage more frequently with payments, transfers and savings services.
Users become eligible for the program after receiving a remittance from the specified Middle East countries into their Maya account. Following a qualifying transaction, users will typically receive an invitation to activate Maya XP within 1 to 3 days.
The activation process is completed within the Maya app via the Wallet Dashboard or Profile page. Once the “Get started” process and consent requirements are finalized, the rebates are automatically applied to eligible financial activities.
