Failed to achieve last year’s resolutions? It appears you are not alone. Far from alone. Because according to a study by the University of Scranton, a mere 8 percent of people achieve their New Year’s goals.
Unrealistic expectations, researchers say, are the main reason resolutions fail. A registered nutritionist and lecturer, Dr. Carly Moores advises not to make many changes all at once. Start small and continue to build on as you go along.
A leading insurer recommends setting practical goals that are achievable and have long-term positive impacts, such as the following:
Develop daily healthy habits
Instead of aiming to lose weight or gain multiple abs, strive to develop habits that can get you there like staying hydrated, eating the right food, and squeezing in exercise in your life. Exercise may be as simple as taking the stairs at work instead of the elevator. Another good habit to adopt is to plan an annual schedule of medical and dental check-ups.
Learn something new
Find out what you want to do and invest in it, regardless if only a few people actually are into it. You can also add value to your resume or portfolio by attending seminars or online courses.
Protect your energy
It simply means loving yourself more and putting yourself first. Make sure you still have time for yourself and not neglecting yourself in the process of being there for your loved ones. This may also mean saying no to some invitations, letting go of things that no longer serve you, or cutting off ties with “friends” who bring you down.
Be financially savvy
Being financially savvy is not the same as being frugal. It requires the ability to make wise financial decisions. Set a budget for short-term and long-term goals. Download a finance app on your phone that will help you stick to your budget. Make investments and buy insurance that provides ample protection for the unexpected.
Invest in your health
Axa Philippines’ Health Start is an affordable and practical choice for people who want protection against health-related expenses. Health Max also provides coverage against critical illness with an advanced health fund that the policyholder can utilize starting at age 70.