Travel habits often differ as widely as preferences in food, fashion, or music playlists. Some travelers plan every detail weeks ahead, while others prefer to improvise and let the trip unfold. These tendencies fall into familiar categories—and, according to a new classification, even extend to a third type.
Type A: The over-preparer
Type A travelers often create multiple backup plans, pack several chargers, and meticulously plan their itineraries using detailed spreadsheets. Even with careful preparation, they still face common disruptions such as delayed flights or misplaced baggage.
Type B: The Spontaneous Adventurer
Type B travelers take the opposite approach, packing lightly, booking trips without plans, and often relying on instinct. The “bahala na” mindset can lead to memorable experiences, but it also leaves travelers vulnerable when unexpected issues arise.
Type G: The ‘GInsured’ Traveler
A third category—Type G—combines the structure of Type A and the flexibility of Type B. Type G travelers recognize that even the most organized plans can encounter surprises and that spontaneity also has limits. They prepare just enough to keep trips smooth while remaining open to last-minute decisions. They also consider added protection important, believing that being overly cautious about safety can be practical.
Travel protection services marketed toward Type G travelers cite common concerns they aim to address. These include medical emergencies abroad, with assistance of up to P2.5 million; lost or delayed baggage; and flight delays, cancellations, or long layovers. Travelers are able to buy coverage within minutes, including up to two hours before departure, through digital platforms such as the GCash app.
Coverage options start at P299 for benefits of up to P2.5 million, depending on the situation, with no paperwork required. The service is positioned as a tool for travelers seeking to avoid common hassles, whether they are meticulous planners or spontaneous flyers.
Further information about GInsure Travel Insurance is available through GCash’s online services.
