Ohmyhome shares tips on personal finances, savings

Property platform Ohmyhome, underscoring the role of wise spending in achieving financial security, aims to help individuals in pursuing their goal through a webinar series called OhTalks, which will air its third episode on Feb. 27 at 3 p.m. via Facebook live.

It noted an increase in the number of Filipinos—young adults particularly—who have ceased to be excessive spenders and are cleverly eyeing more meaningful purchases and investments.

Its webinar will dwell on timely subjects as financial literacy, real estate, entrepreneurship, and technology, which will further empower individuals, as company co-founders Race and Rhonda Wong believe “to take charge of their financial futures.”

OhTalk, in its first episode, discussed the different paths one can take to making their first million, while the second episode was about passive income opportunities for beginners seeking clever ways to invest their hard-earned money.

For the third episode, OhTalks will explain how daily spending habits can influence how individuals work towards financial security. Entitled “Personal Finances: Your Day-to-Day Expenses That Could Have Turned to Savings,” the episode will feature two speakers—Edessa Montano, senior associate sales director of SM Development Corp. and Mark Emmanuel Canlas, department head in the Bank of the Philippine Islands.

An expert on housing investment, Montano has been in the real estate industry since 2004. A PRC-licensed real estate broker, Montano has worked with top real estate developers for the past six years. She began her career in international property sales in 2006, serving expat Filipinos and OFWs for fifteen years and counting.

Montano has been with SM Development Corp. since 2011, consistently making it to the top three associate sales directors for the SMDC Sales Group for the past seven years.

Meanwhile, Canlas is the division head of economic research, credit information, special projects, product integration and real estate vetting division at the Corporate Credit Products Group of BPI. Canlas was the former team head of Industry and Sovereign Risk of BDO Unibank, Inc. He was also the economic attache of the British Embassy of Manila, as part of the Southeast Asia Regional Economic Team, in-charge of relationship management with the Asian Development Bank.

Canlas has proven his expertise in policy influencing, research, project management, policy advice, sovereign industry/corporate credit analysis, and financial analysis, both locally and internationally.

In OhTalks’ third episode, viewers will benefit from Montano’s and Canlas’ long experience in the property and finance sectors.

“With the subjects that are up for discussion, consumers will surely learn to manage their expenditures and start saving more for what they actually need in life,” Race and Rhonda said. “For instance, they can eventually invest in property or engage in a multitude of business opportunities that can grow their money.”

Viewers are also encouraged to watch OhTalks’ fourth episode, which will dwell on the subject of small investments that could ensure their families’ financial security. Aligned with the trusted and reliable platform's vision, OhTalks is part of Ohmyhome's commitment to help customers learn to be smart spenders and investors—prepared for whatever challenges they may encounter down the road.

Ohmyhome makes property transactions simple, fast and affordable through a DIY platform, top-tier agent services, mortgage advisory, conveyancing and more. It is Singapore’s leading PropTech Solution and a CEA-licensed real estate agency.