Asian artificial intelligence leader Trusting Social and cybersecurity company eMudhra have teamed up to launch the first end-to-end digital onboarding and signing platform in the Philippines.
The collaboration integrates the technologies of both companies to create a seamless, paperless experience for financial transactions.
The partnership eliminates the “hybrid” hurdle where identity is verified online but contracts still require physical signatures.
This is achieved by merging the TrustVision electronic Know Your Customer (eKYC) system from Trusting Social with the emSigner platform from eMudhra.
Trusting Social Philippines chief executive Johnny Escaler said the Filipino consumer market has fully pivoted away from hybrid, half-digital processes. Escaler noted that consumers demand fully remote access without compromising on security.
By combining specialized AI intelligence in risk and identity with globally trusted digital signing infrastructure, the companies enable financial partners to accelerate growth on a foundation of absolute trust. Escaler added that the integration ensures every financial transaction is both secure and instantaneous.
The technology is built on a robust Public Key Infrastructure (PKI) framework provided by eMudhra. Unlike simple electronic signatures, these PKI-based signatures ensure document authenticity and integrity. Every contract is time-stamped and sealed, which makes any unauthorized modification immediately detectable.
This level of security is vital for lenders requiring Post-Dated Checks (PDCs) for repayment. The secure digital signature captured during the application provides an immutable reference for future signature verification on the PDCs.
Rajat Gurnani, country-manager of eMudhra Philippines, said every Filipino citizen can now expect a fully digital process. Gurnani said this replaces the old method of filling out a digital form and then physically visiting a branch and standing in queues to complete an application.
The collaboration brings loan applications, identity verification, consent capture and PKI-based digital signatures into a secure, encrypted flow.
