BDO Unibank Inc. remains the only Philippine financial institution ranked among the 10 most valuable banking brands in Southeast Asia, according to the 2025 Brand Finance Asia Brand Gala held in Singapore.
The recognition follows a year of financial growth, with the bank reporting a net income of P63.1 billion in the first nine months of 2025, a 4 percent increase from P60.6 billion during the same period in 2024.
Brand Finance Asia Pacific managing director Alex Haigh said BDO’s consistent performance and reputation demonstrate an ability to align brand strength with business results, which reinforces its leadership in the local industry.
BDO operates the largest distribution network in the country, featuring over 1,800 operating branches and more than 5,900 teller machines.
Financial reports as of June 30, 2025 confirm that BDO is the largest domestic bank in terms of total assets, loans, deposits and trust funds under management.
Net interest income grew 8 percent in the first three quarters, supported by a 14-percent rise in gross customer loans which reached P3.5 trillion. The bank saw double-digit growth across all market segments during this period.
Total deposits increased 10 percent, allowing the bank to maintain a current account/savings account ratio of 67 percent. Non-interest income also rose 14 percent, bolstered by a 15 percent expansion in fee-based business sectors.
The bank maintained stable asset quality with a non-performing loan ratio of 1.77 percent and a coverage ratio of 134 percent. Shareholders’ equity increased 10 percent, bringing the book value per share to P116.42.
The common equity tier 1 ratio improved to 14.4 percent from 14.1 percent a year earlier, while the return on average common equity was recorded at 14.1 percent.
Beyond its domestic presence, BDO operates 15 international offices, including full-service branches in Hong Kong and Singapore.
The universal bank provides a suite of services ranging from retail and corporate banking to life insurance, mortgage lending and online stock brokerage.
