Globe Telecom Inc. has teamed up with Bank of the Philippine Islands (BPI) to trial Silent Network Authentication (SNA), a next-generation verification method aimed at strengthening digital banking security and user experience by reducing scams associated with One-Time Passwords (OTPs).
The initiative is a key part of Globe’s G Verify portfolio, which leverages real-time network intelligence and secure Application Programming Interfaces (APIs) to provide network-powered verification and anti-fraud solutions.
SNA is a groundbreaking innovation that allows for instant user authentication without the need for codes or SMS verification, offering a more frictionless and secure transaction process.
Globe and BPI, both part of the Ayala Group, are jointly testing this real-time, network-level identity verification, which confirms a user’s authenticity, eliminates manual steps, and reduces exposure to fraud.
The successful completion of the technical validation saw BPI’s test application interface directly with Globe’s Network Exposure Platform (NEP) to provide real-time, network-level authentication, ensuring the device user is the real account owner.
The pilot reflects both companies’ shared commitment to nation-building through safer, more seamless digital experiences for every Filipino.
“Security and simplicity should always go together,” said KD Dizon, vice president and head of Globe Business.
“Our collaboration with BPI allows us to validate Silent Network Authentication in real-world banking environments, giving Filipinos the confidence to transact safely,” said Dizon.
BPI chief technology officer Alex Seminiano cited the bank’s client-centric approach to digital security.
“At BPI, protecting our clients is central to how we design digital experiences. We constantly seek to uphold the integrity of every customer transaction,” said Seminiano.
“Through this POC, we are testing an advanced authentication approach that fortifies security while staying completely frictionless. This shows our commitment to ensuring clients are at the center of what we do,” he said.
The proof of concept (POC) affirms SNA’s technical viability and adherence to GSMA and CAMARA standards, reinforcing Globe’s commitment to digital trust and advancing the Philippines’ digital economy.
The partnership is also part of Globe’s Open Gateway program, which uses APIs to unlock network capabilities for enterprise partners. Globe is actively engaging other leading financial institutions and e-commerce platforms to explore broader applications of network-powered authentication.
